1. About this Privacy Policy

Avensis Financial LLC and its affiliates (together, "Avensis", "we" or "us") provide a platform to connect businesses with third-party financial service providers (the "Services"), accessed through our website at

businessloans.loans

(together, "Site"). This privacy policy ("Privacy Policy"), along with the Terms of Use, provides the terms upon which you use our Site. By visiting the Site, you agree to be bound by these terms and that you are of legal age to be so bound. If you disagree with any term, you should not visit our Site. Reading this Privacy Policy will help you understand how we collect, store, and use information about you when you visit our Site.

1.1.1 Third-party sites.

Our Site may include links to third-party sites. This Privacy Policy only applies to our Site and does not apply to any third-party website to which the Site may link. Should you choose to visit these third-party sites, you should review their privacy policies to ensure that you understand and are comfortable with their practices.

2. Information We Collect

We collect three general categories of information: (1) information you give us; (2) information we automatically collect via technology; and (3) information we receive from third parties.

2.1 Information you give us

To access the Services provided through our Site, you must provide us with certain information about your business and yourself.

2.1.1 Business Information

The business information you may provide includes, without limitation: company name, company address, company website, industry, estimated financial information, financing purpose/details, desired financing details, date business was formed, and the reason for your search on our Site. You may also need to upload certain business documents, including financial statements or other business documents that may contain personal information about you, your agents, or your customers.

2.1.2 Business Owner and/or Agent Information

To create an account, you must provide your personal information, such as your name, company role/title, email address, and phone number. Additional personal information about the business owner(s) or agent(s) may also be required for other purposes.

2.1.3 Financial Service Provider Information

The lender information you may provide includes, without limitation: company name, company address, industry focus, preferred lending criteria, preferred financing purpose, and preferred transaction size for financing opportunities. We may also request and you may provide your company website or any company email address.

2.1.4 Financial Service Provider Affiliated Personnel and/or Agent Information

To create an account, you must provide your personal information, such as your name, company role/title, company email address, and phone number. Additional personal information about you may also be required for other purposes.

2.2 Communications on our Site

You may communicate with us via our Site, and you may also communicate with third-party financial institutions via our Site. We collect and retain all of these communications for a minimum of three (3) years in accordance with our own internal policies and applicable legal requirements.

2.3 Information we automatically collect using technology

When you use our Site, we automatically collect personal information about the services you use and how you use them. This information helps us improve our services and understand how best to serve you.

2.3.1 Usage Information

We may collect information about you through technology. For example, we may collect your IP address each time you request a page during a visit to the Site. (An IP address is often associated with the portal through which you enter the Internet.) At times, we may also use IP addresses to collect information regarding the frequency with which users browse various parts of the Site.

2.3.2 Tracking Analytics

The Site may use technical methods to track and analyze the traffic patterns, such as how often users visit various parts of the Site. These methods may involve transmitting information either directly to us or to a third party authorized by us to collect information on our behalf. We may also use these methods in HTML emails to determine if users have opened emails and/or clicked links. This information may be collected in a personally identifiable form.

2.3.3 Software tools

During some visits, we may use software tools to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse overs), and methods used to browse away from the page. This information helps measure Site activity and improve our websites.

2.3.4 Web beacons

Pages of our Site and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that allow us, for example, to count users who have visited those pages or opened an email, and to gather other related website statistics (e.g., recording the popularity of certain content).

2.3.5 Third-party analytical services

We use third-party analytical services, including but not limited to Google Analytics, which may include Google Analytics Advertiser Features (e.g., Remarketing, Display Network Impression Reporting, and Google Analytics Demographics and Interest Reporting). We and third-party vendors may use cookies and other identifiers to gather data about your activities on our Site and tailor advertising.

2.3.5.1 Opting Out

You may opt out of automated data collection by third-party ad networks for targeted advertising by visiting the consumer opt-out page at

aboutads.info/choices

or adjusting Google ad preferences at

google.com/ads/preferences

2.3.6 Cookies and How We Use Them

Cookies are small text files placed on your browser when you visit our Site. Cookies are primarily used for administrative purposes, like improving your experience. For example, cookies store information to remember who you are when you return to the Site.

A pop-up will prompt you to accept all cookies or adjust your settings to limit cookies. Using browser settings, you can choose to be notified each time a cookie is sent or turn off cookies altogether. If you turn off cookies, some Site features may not function properly.

2.4 Information We Receive from Third Parties

We may purchase data about our customers from third parties and combine it with information we already have about you to create tailored products. Any third-party information obtained will be used to help match your business with lenders.

3. Our Use of Your Personally Identifiable Information

3.1 Disclosure & Non-Disclosure

Avensis does not disclose nonpublic PII about its Site users to nonaffiliated third parties, except as needed to provide our Services, comply with laws, or send administrative communications.

3.2 Storage

We store your PII as required by law or internal policies. We may use this information for marketing, research, and other business purposes, but we will not sell it to nonaffiliated third parties.

3.3 Third-Party Providers

We may use service providers to facilitate our Services or platform functions. These companies may access your PII as needed to perform their functions, but may not use it for any other purpose.

3.4 Legally Required Disclosures

We will use or disclose PII when legally required, or to help enforce our Terms of Use or protect user security.

3.5 Financial Service Providers’ Use of Your Information

If you request information from a matched financial service provider, you consent to the provider performing necessary research, such as ordering consumer and credit reports. This may include third-party use.

4. Protection of Information

We use security measures, such as firewalls and SSL technology, to protect your information. However, no system is completely secure.

4.1 Notification of Data Breach

If a data breach occurs, we will notify you within 45 days, explaining the breach, type of information affected, steps to protect yourself, and our actions to address the breach.

4.2 Do Not Track

Avensis does not respond to DNT signals, though third-party analytics providers may track you.

4.3 Children

Our Site is not intended for children under 13. If a child under 13 has provided PII, a parent or guardian may contact

[email protected]

to have it removed.

4.4 Opt-Out & Account Cancellation

You may unsubscribe from marketing emails by following unsubscribe instructions. To cancel your account, contact

[email protected]

. Certain laws require us to retain some information.

4.5 International Use

Our Services are governed by U.S. laws and intended for U.S.-based users. By using our Site, you consent to data transfer and storage in the U.S.

5. State-Specific Provisions

5.1 California Residents

California residents have additional privacy rights. Refer to our [California Privacy Notice].

5.2 Vermont Residents

We follow Vermont laws regarding data sharing for Vermont residents.

5.3 Nevada Residents

Nevada residents may request placement on our Do Not Contact list by emailing

[email protected]

or contacting the Nevada Attorney General.

6. Limitation of Liability and Disclaimers

Refer to the Terms of Use for additional disclaimers. Avensis Financial LLC disclaims all warranties regarding the Site, including those of merchantability, security, and reliability.