1. About Us
Avensis Financial LLC and its affiliates, agents, service providers, and any successors or assigns (together, "Avensis", "we" or "us") connect business owners and financial institutions with industry-leading digital products and services ("Services").
1.2 Acceptance of Terms
By accessing Avensis's website software platform (the "Site"), you acknowledge and accept the following Terms of Use ("Terms"). All visits to this Site are subject to these Terms and our Privacy Policy. When additional terms apply to particular aspects of our Services, those additional terms will be provided as applicable. We may update our Terms from time to time, and the most updated version may be accessed here. Any changes will be effective upon posting, so you should review the Terms each time you visit.
2. Users of Our Site
Unless otherwise specified, these Terms apply to all users of our Site, including clients, customers, businesses, financial service providers, referral partners, and other users ("User(s)"). If a particular section applies only to a subset of Site users, this will be stated in that section.
2.2 Age and Capacity Requirement
You must be at least 18 years old to use our Services. By using the Site, you certify that you have the legal capacity to form a binding contract and are not a person barred from accessing or using our Services under the laws of any applicable jurisdiction.
2.3 Your Account
You agree to provide your full name, a valid email address, and other requested information to use our Services and maintain your account. You are responsible for maintaining the security of your account credentials and for any activities or actions occurring under your account. You are solely responsible for the accuracy of all data and content submitted by you with respect to the Services. You shall prevent unauthorized access to, or use of, the Services and notify us of any such unauthorized use or access. You shall comply with all applicable laws in using the Services.
2.4 User-Generated Content
All Service content (other than content created and maintained by Avensis), including but not limited to comments, messages, questions, opinions, or other content submitted by Users to a message board, blog, or other publicly available sections of the Service, are solely the responsibility of the person or entity submitting them. You are responsible for whatever content you submit, including its legality, reliability, and appropriateness. By uploading or transmitting material to any area of the Service, you warrant that the material is your own or free of proprietary or other restrictions and that you have the right to post it. You grant Avensis a perpetual, irrevocable, transferable, worldwide, royalty-free right and license to use all content you upload to the Service in any manner Avensis may choose. Avensis reserves the right, at its sole discretion, to remove any material posted on the Service that it deems inconsistent with the foregoing commitments.
2.5 Right to Terminate User Access
Avensis reserves the right to limit, restrict, and terminate your access to and use of the Service at any time, in whole or in part, with or without cause, at its sole discretion, and without notice.
3. Usage of our Site
3.1.1 Consent to Services
Avensis facilitates connections between businesses and financial service providers. By signing up for our Services or submitting a request for business financing products or services on the Site, you agree to the disclosure of your information to financial service providers within our network. Please contact each provider directly regarding their privacy and information policies.
3.1.2 Account Cancellation for Misuse
If any information you provide is untrue, fraudulent, inaccurate, or not current, or if Avensis has reasonable grounds to suspect that such information is fraudulent or intended for misuse, Avensis, at its sole discretion, has the right to suspend or terminate your account or access to the Services.
3.1.3 Service Interruptions
The Services may be subject to limitations, interruptions, and other issues inherent in using the internet and electronic communications. Avensis will use reasonable efforts to make the Services available 24/7, except for planned downtime or any unavailability caused by circumstances beyond our reasonable control.
3.1.4 Scope of Site Use and Services
We reserve the right to withdraw, amend, modify, and update the Site, Services, or materials (including information provided to Avensis by third parties) at our sole discretion without notice.
3.1.5 Prohibited Activities
You will not:
Make the Services or Materials available to others, bypass security measures, or use the Service for unauthorized purposes.Input, upload, or transmit any information or materials that could be unlawful or harmful.Use automated means (such as robots or spiders) to access the Site without prior written consent.
3.1.6 Monitoring and Enforcement Services
Avensis reserves the right to monitor this Site, including all content from Users, for any unauthorized or objectionable conduct and to take appropriate action without notice.
3.1.7 Links to Third-Party Websites
Avensis does not monitor third-party websites linked from our Site and is not responsible for their content. Review their terms and privacy policies before visiting them.
3.1.8 International Use
The Site is directed at residents of the United States. Access from countries where such access is illegal is prohibited, and Avensis is not responsible for compliance with local laws.
4. Intellectual Property Rights
The Site and its entire contents, features, and functionality (including all information, software, text, images, video, audio, and design) are owned by Avensis or our providers. No right, title, or interest in or to the Site or any content is transferred to you, except as explicitly permitted in these Terms.
4.1.1 License Grant
You are granted a limited, non-exclusive, non-transferable license to access and use the Services as set forth in these Terms.
4.1.2 Marks and Notices
The Avensis name, logo, and other trademarks are service marks of Avensis and may not be used without permission.
4.1.3 Copyright Policy, DMCA Notice, and Copyright Agent
It is Avensis's policy to terminate the account of any user who repeatedly infringes copyrights. If you believe your work has been infringed on the Site, please contact our Copyright Agent.
5. Disclaimers and Limitation of Liability
5.1.1 Destructive Code Disclaimer
We do not guarantee that files downloaded from the Site are free of viruses or destructive code. Your use of the Site, Services, and Materials is at your own risk.
5.1.2 Third-Party Disclaimer
We may use third-party vendors and hosting partners to provide the Services. Avensis is not responsible for any issues arising from third-party vendors or integrations.
5.1.3 Beta Disclaimer
Avensis may offer experimental "beta" features without warranty and may modify or discontinue them at its discretion.
5.2.1 Limitation of Liability
Avensis and its affiliates are not liable for any damages arising out of your use or inability to use the Site or Services, including but not limited to reliance on information obtained through the Site.
6. Indemnification
As a condition of use, you agree to indemnify Avensis and its affiliates from all liabilities, costs, and damages arising out of or related to claims resulting from your use of this Site and/or the Services.
7. Electronic Communications and Consent
By using the Site, you consent to transact business with us electronically. You may withdraw your consent by cancelling your request.
8. Miscellaneous Legal Provisions
8.1 Governing Law and Jurisdiction
These Terms and your use of the Site will be governed by the laws of the State of New Jersey. Any disputes shall be resolved solely in the state or federal courts located in New Jersey.
8.2 Waiver and Severability
If any provision of these Terms is deemed invalid, the remaining provisions will remain in effect.
8.3 Disclosure by Law
Avensis may disclose information you provide if required by law.
9. Entire Agreement
These Terms, our Privacy Policy, and any Services Agreement between you and Avensis constitute the entire agreement and supersede all prior agreements regarding the Site and Services.
Contact Information
If you have questions about these Terms, please contact us:
Avensis Financial LLC
406 Birmingham Ave, Manchester, NJ 08759
Email:
